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Weather-related events have cost the nation billions of dollars in damages over the past decade. Many of these losses are borne by private insurers and by two federal insurance programs the National Flood Insurance Program (NFIP), which insures properties against flooding, and the Federal Crop Insurance Corporation (FCIC), which insures crops against drought or other weather disasters. This book: describes how climate change may affect future weather-related losses; determines past insured weather-related losses; and, determines what major private insurers and federal insurers are doing to prepare for potential increases in such losses. This book is fully indexed, excerpted and reformatted.