126 pages, no illustrations
Inspired by the success of the Grameen Bank in providing financial assistance to the poorest of the poor, four individuals - a central banker, an appropriate-technology NGO organizer, a professor of international relations and a top-level communist official - each sought to replicate and adapt the model elsewhere in Asia. In different political and economic contexts they formed organizations which reached poor women and supplied their demand for credit, proving once and for all to the development theory doubters that replication works. This work draws on evaluation reports prepared by the CASHPOR Network (Credit and Savings for the Hard-Core Poor), case studies and interviews. By giving an account of the problems encountered in the first years of establishing a credit programme, it seeks to alert potential microcredit practitioners to the pitfalls and obstacles likely to be encountered in setting up a programme. The book provides the opportunity to analyze the process of creating a successful credit programme and draws from the experience of these four projects some lessons in best practice.
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