An overview of structural adjustment programmes in Africa, Kwado Konadu-Agyemang; structural adjustment programmes and the political economy of development and underdevelopment in Ghana, Kwado Konadu-Agyemang and Baffour Kwaku Takyi; the growth of public debt in a reforming economy, Joe Amoako-Tuffour; fiscal impacts of structural adjustment, Kojo Appiah-Kubi; from a developmental to a managerial paradigm - Ghana's administrative reform under SAPs. Peter Fuseini Haruna; Cocoa production under Ghana's structural adjustment programmes - a study of rural farmers, Kwaku Osei-Akom; structural adjustment programmes and Ghana's mineral industry, Eric Asa; impact of structural adjustment policies on forests and natural resource management, N.T. Donkor; SAPs and the mortgaging of Africa's ecosystems - the case of mineral development in Ghana, Charles Anyinam; SAP, human resources and organizational challenges facing labour and policy makers in Ghana, Kwamina Panford; structural adjustment, policies and democracy in Ghana, Kwame Boafo-Arthur; migration and remittances - rurla households strategies for coping with SAP in Ghana, Siaw Akwawua; rural banking and credit inter-mediation in an era of structural adjustments; Andy C.Y. Kwawukume; SAPs and emerging urban forms, Ian E.A. Yeboah; urban planning and management under structural adjustment, Samuel Aryeetey-Attoh; structural adjustment and the health care system, Joseph R. Oppong; adjustment reforms in a poor business environment - explaing why poor institutions persist under Ghana's reforms, Nicholas Amponsah; progress in adjustment in Ghana - is growth suitable?, Robert Armstrong; alternative methods for evaluating SAPs, Francois K. Doamekpor; Africa under World Bank/IMF management - the best of times and the worst of times, Kwadwo Konadu-Agyemang.